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TOPPER IAS · CURRENT AFFAIRS INTELLIGENCE

12 November 2026

21 developments → 7 GS areas → 20 minutes · all editions · Read in: English · हिन्दी · ಕನ್ನಡ · తెలుగు · தமிழ் · മലയാളം · मराठी · ગુજરાતી · ଓଡ଼ିଆ · ਪੰਜਾਬੀ

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Today's 20-minute UPSC session

12 November 2026 · read the priority topics, take the test, revise what you missed

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Today's UPSC priority

5 topics you cannot afford to miss — and why

  1. Credit guarantee funds for Mudra and Stand-Up schemes extended to 2031Economy · asked in UPSC 2016; factual, Prelims-type
  2. Supreme Court seeks action plan on Delhi-NCR vehicle pollutionPolity · factual, Prelims-type
  3. Karnataka moves Supreme Court against HC order striking down SC/ST quota hikePolity · factual, Prelims-type
  4. Finance Ministry defines ‘Abnormally Low Bid’ in public procurementEconomy · factual, Prelims-type
  5. Moody’s raises India’s FY27 growth estimate to 7%Economy · factual, Prelims-type
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Personalise: exam · Prelims / Mains · subject
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Must read 5 · Important 8 · Quick scan 8

High Prelims + Mains value · PYQ-linked · read fully

EconomyGAPrelims ★★★★★ Mains ★★★☆☆

Mudra and Stand-Up India cover now runs to 2031: the credit guarantee detail GS3 MSME questions test

Credit guarantee funds for Mudra and Stand-Up schemes extended to 2031

খবরে কেন? Credit guarantee cover for Mudra and Stand-Up India continues until 31 March 2031.

প্রিলিমস Statement: The Mudra scheme provides loans to small non-farm enterprises in the manufacturing, trading and services sectors.

মেইনস GS3 (Economy) and GS2 (welfare of vulnerable sections): access to formal credit is a key barrier for micro enterprises, SC/ST and women entrepreneurs.…

🔁 PYQ · UPSC 2016Read · 2 min →Test
PolityGAPrelims ★★★★☆ Mains ★★★☆☆

Who answers for NCR's dirty air? The Supreme Court's vehicular pollution order and the GS3 angle

Supreme Court seeks action plan on Delhi-NCR vehicle pollution

খবরে কেন? SC asks NCR States, MCD and Delhi Police for vehicle pollution measures.

প্রিলিমস Article 21 has been interpreted by the Supreme Court to include the right to a pollution-free environment.

মেইনস GS3 Environment with a GS2 Judiciary link. Vehicular emissions are a major source of NCR air pollution, and because the airshed spans four States, the…

PolityGAPrelims ★★★★☆ Mains ★★★☆☆

Can a State exceed the reservation limit? Ninth Schedule question behind Karnataka's SC/ST quota case

Karnataka moves Supreme Court against HC order striking down SC/ST quota hike

খবরে কেন? State challenges HC verdict on SC/ST quota hike in the Supreme Court.

প্রিলিমস Laws placed in the Ninth Schedule under Article 31B are not immune from judicial review if they violate the basic structure of the Constitution.

মেইনস GS Paper 2 (Polity, Governance, federalism and the judiciary). Issue: a State's hike in SC/ST reservation has been struck down by the High Court and i…

EconomyGAPrelims ★★★★☆ Mains ★★★☆☆

Why a bid 30% below cost can lose: the 'Abnormally Low Bid' rule in public procurement, GS2/GS3

Finance Ministry defines ‘Abnormally Low Bid’ in public procurement

খবরে কেন? Bids over 30% below estimated cost need detailed justification or face rejection.

প্রিলিমস The Finance Ministry has defined an 'Abnormally Low Bid' in government contracts as one quoted more than 30 per cent below the estimated cost.

মেইনস GS2/GS3 (Governance, Economy): Unrealistically low bids lead to poor quality, delays, cost overruns and abandoned works. The Finance Ministry's defini…

EconomyGAPrelims ★★★★☆ Mains ★★★☆☆

Moody’s now sees India growing 7% in FY27: the GS3 growth drivers every Economy answer needs

Moody’s raises India’s FY27 growth estimate to 7%

খবরে কেন? Moody’s lifts FY27 growth estimate to 7%.

প্রিলিমস Moody’s is a global credit rating agency that publishes sovereign ratings and growth forecasts for countries.

মেইনস GS3 Economy: growth and development. Upgrades by rating agencies rest on consumption, investment and macro stability; assess how far these are broad-b…

Next: Important →

Know the fact and the angle · 1 minute each

EconomyGAPrelims ★★★★☆ Mains ★★★☆☆

Lithium, cobalt, nickel in a powder: why DGFT's black mass export ban matters for GS3 critical minerals

India bans export of lithium-ion battery black mass

খবরে কেন? DGFT bans export of black mass to support domestic battery recycling.

প্রিলিমস Black mass is a metal-rich powder obtained from shredding and processing spent lithium-ion batteries.

মেইনস GS3 (Economy, Environment): India imports most battery minerals, while spent batteries are a domestic urban mine; exporting black mass sends this valu…

EconomyGAPrelims ★★★☆☆ Mains ★★★☆☆

Nitrogen subsidy doubled, phosphorus up 25%: the NBS rabi subsidy facts GS3 Prelims tests

Cabinet approves ₹62,370-crore rabi fertiliser subsidy

খবরে কেন? Rabi fertiliser subsidy of ₹62,370 crore, 64% above budget estimate.

প্রিলিমস The Nutrient Based Subsidy scheme provides a fixed per-kg subsidy on nutrients (N, P, K, S) contained in subsidised fertilisers.

মেইনস GS3 (Agriculture – subsidies, Economy – fiscal). Rising input costs push the Centre to raise nutrient subsidy rates under the NBS framework, widening …

EconomyGAPrelims ★★★☆☆ Mains ★★★☆☆

Karnataka pays 84% of Namma Metro's bill: the Centre–State finance question KPSC Economy keeps in view

Karnataka bears 84% of Bengaluru metro project costs

খবরে কেন? Karnataka funds about 84% of metro costs and seeks more Centre support.

প্রিলিমস Statement: Karnataka is funding the larger share of the combined cost of Namma Metro Phases 1 to 3, with the Centre contributing about ₹12,600 crore.

মেইনস GS Paper 2 (Centre–State relations, federal finance) and GS Paper 3 (infrastructure). Issue: the State carries about 84% of metro costs while the Cent…

EnvironmentGAPrelims ★★★★☆ Mains ★★☆☆☆

Who does the CEC actually answer to? The Supreme Court link behind the sand mining roadmap, explained

CEC suggests three-year roadmap to end unsustainable sand mining

খবরে কেন? CEC wants unsustainable sand mining from active channels phased out in three years.

প্রিলিমস The Central Empowered Committee was set up on the Supreme Court's directions to assist it in environmental and forest matters.

মেইনস GS3 Environment: unsustainable sand mining degrades river ecology and floodplains while the construction sector depends on sand and gravel. The CEC's …

International RelationsGAPrelims ★★★★☆ Mains ★★★☆☆

Why India–Canada trade talks keep stalling and restarting: the CEPA background GS2 bilateral questions expect

India and Canada discuss advancing trade pact talks

খবরে কেন? India and Canada push on with trade pact negotiations.

প্রিলিমস A Comprehensive Economic Partnership Agreement (CEPA) covers trade in goods and services, investment and economic cooperation, going beyond a plain free trade agreement.

মেইনস GS2 (International Relations): India's bilateral trade diplomacy with Canada. The issue is the stop-start history of CEPA talks, which diplomatic fric…

International RelationsGAPrelims ★★★★☆ Mains ★★★☆☆

USD 500 million for Guyana: the Line of Credit instrument every IR paper answer should explain

India announces USD 500 million Line of Credit to Guyana

খবরে কেন? USD 500 million Line of Credit for Guyana.

প্রিলিমস Statement: A Line of Credit is a concessional loan offered by India to partner countries to finance projects and purchases from India. (Correct)

মেইনস GS2 International Relations: India and the developing world. Issue: India uses Lines of Credit as a core tool of development partnership with the Glob…

International RelationsGAPrelims ★★★★☆ Mains ★★★☆☆

5,387 dead in Congo's 17th Ebola outbreak: the PHEIC and IHR rules GS2 tests

DR Congo Ebola outbreak crosses 11,000 cases

খবরে কেন? DRC’s 17th Ebola outbreak passes 11,000 cases.

প্রিলিমস Ebola virus disease is a viral haemorrhagic fever caused by a virus of the Filoviridae family.

মেইনস GS2 (Health, International Relations): recurring Ebola outbreaks expose weak surveillance and late detection in fragile health systems. The Internatio…

Science & Tech
Science & TechGAPrelims ★★★★☆ Mains ★★☆☆☆

Power and water decide where data centres go: NITI Aayog's new State framework, a GS3 digital infrastructure must-know

NITI Aayog unveils data centre evaluation framework for States

খবরে কেন? Framework helps States plan sustainable data centre growth.

প্রিলিমস NITI Aayog's Frontier Tech Hub has released a framework to evaluate and plan data centres at the State level.

মেইনস GS3 (Science & Technology, Infrastructure, Environment): data centres are vital digital infrastructure, but they consume large amounts of power and wa…

Next: Quick scan →

⚡ Quick facts 29

One line each · the facts exams ask

  1. SchemeThe Odisha Cabinet on 9 November 2026 approved the draft Odisha Bovine Breeding (Regulation) Bill, 2026.
  2. SchemeNCDEX launched India’s first Price Reporting Agency-based steel scrap futures contract on 11 November 2026.
  3. WorldIran designated the Argentine Navy and Air Force as terrorist organisations on 11 November 2026, calling it a reciprocal step.
  4. ReportScientists have identified two unstable slopes in Greenland’s Uummannaq Fjord system that could trigger tsunamis.
  5. SchemePMJJBY has recorded 13.07 lakh cumulative enrolments in Jammu and Kashmir; the scheme was launched in May 2015.
  6. ReportWildlife Institute of India researchers recorded the first verified photographic evidence of an Asiatic black bear preying on an endangered red panda.
  7. DayThe Ministry of Tribal Affairs is holding a national tribal literature festival in New Delhi on 12–13 November 2026.
  8. ReportNASA’s DART mission demonstrated planetary defence by impacting Dimorphos, the moonlet of the asteroid Didymos.
  9. ReportThe South Atlantic Anomaly exposes satellites passing through it to higher levels of radiation.
  10. SchemeISRO’s YUVIKA programme introduces school students to space science and technology.
  11. DayThe theme for World Space Week 2026, observed from 4 to 10 October, is ‘Rocket Revolution’.
  12. DayThe theme of National Technology Day, observed on 11 May, in 2026 is ‘Responsible Innovation for Inclusive Growth’.
  13. DayThe theme of National Science Day, observed on 28 February, in 2026 is ‘Women in Science: Catalysing Viksit Bharat’.
  14. ReportIn Chandrayaan-1, the Moon Impact Probe struck near the lunar south pole on 14 November 2008 at the site now named Jawahar Point.
  15. ReportVyommitra, the half-humanoid robot built for the Gaganyaan mission, can speak Hindi and English.
  16. WorldDemocrat Scott Colom became Mississippi’s first Black senator since 1874.
  17. WorldRussia and Ukraine agreed to a major prisoner swap after U.S.-brokered talks in Abu Dhabi.
  18. ReportNITI Aayog and GIZ India signed an implementation agreement under the NDC-Transport Initiative for Asia Phase II to decarbonise road freight.
  19. ReportNITI Aayog signed a joint statement of intent with TEXMiN to strengthen India’s critical minerals ecosystem.
  20. ReportThe India S&T Scoreboard was launched on 3 November 2026 in New Delhi.
  21. ReportKashmir’s saffron yield has risen by over 15 per cent this season, according to growers in Pampore and nearby areas.
  22. SportsSiddi community PVTG member Kushbu Rajakbhai Darjada won a gold medal in judo.
  23. ReportSonia Gandhi’s autobiography, titled ‘Belonging: A Journey of Love’, was published in November 2026 by HarperCollins in India.
  24. ReportThe Great Trigonometrical Survey stations in Tamil Nadu have been documented and published in five volumes.
  25. KarnatakaThree stations on Namma Metro’s Pink Line are to be renamed.
  26. KarnatakaKarnataka Rural Development and Panchayat Raj Minister Eshwar Khandre asked officials to blacklist Larsen & Toubro for delaying works.
  27. KarnatakaA study says the Hebbal short tunnel project threatens a green corridor supporting 199 bird species in Bengaluru.
  28. KarnatakaVingroup’s electric cab service Green SM has secured approval from Karnataka’s transport authorities, drawing opposition from Bengaluru taxi unions.
  29. SportsKarnataka opener L.R. Chethan has moved to Railways for domestic cricket.

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PYQ connections · weekly & monthly tests · past editions

🔁 Today's PYQ connections (1)

Credit guarantee funds for Mudra and Stand-Up schemes extended to 2031
🔁 PYQ CONNECTION · UPSC 2016

With reference to 'Stand up India scheme', which of the following statement is/are correct? 1. Its purpose is to promote entrepreneurship among SC/ST and women …

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